Youth Accounts
Start Strong.
Think Greater.
With Greater Kentucky Credit Union’s youth accounts, kids and teens can build confidence, learn financial responsibility, and start developing smart habits that last a lifetime.
Youth Savings Account
- Help your child understand the power of saving
- Open with as little as $10
- No monthly service fees
- Earn dividends on every dollar saved
- Watch their balance grow while learning valuable habits
Youth Checking Account
- When your teen is ready to take the next step, our youth checking gives them freedom — with parental oversight built in
- Free debit card with spending alerts
- Online and mobile banking access
- No minimum balance
- Shared visibility for parents or guardians
Building Brighter Futures, Together
Big Bank Tools,
Local Support
With Greater Kentucky Credit Union’s Mobile Banking, you get all the tools of a big bank, secure transfers, mobile deposits, bill pay, and account alerts, without losing the personal touch.
Our local team is always ready to support you, so whether you’re troubleshooting a transfer or setting up a new feature, you’re never just a number. Banking on the go has never been easier—or more human.
Security
Industry standard security for your mobile banking experience.
Local Support
Our IT team is here to make your mobile banking experience simple.
Refinance & Greater Savings
"Greater Kentucky Credit Union was a lifesaver for me! I was paying an extremely high interest rate on my auto loan. Greater Kentucky Credit Union was able to cut my rate in half, reduce the term of my loan, and save me money on my monthly payments. They also helped me open a fantastic account with an amazing interest rate."
Evan B.
Lexington, KY
High Yield Checking
"My husband and I moved to Lexington from out of state, and we were looking for the right financial institution for us—one that wasn’t too big and offered top notch customer service and a personalized experience. We have been thrilled with the cashback from our high yield checking account and the services we have received thus far. The Lexington branch is convenient to both our places of work, and mobile banking works well for us."
Brittany D.
Lexington, KY
Better Checking, Greater Service
"Heard they were offering 4% annually on a checking account, so I opened an account for my wife and I. Process could not have gone any smoother! Shoutout to Susan for making the process extremely simple and straightforward. The staff I've spoken to have all been pleasant and seem knowledgeable about current offers and rates."
Jacob S.
Lexington, KY
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How do I join Greater Kentucky Credit Union?
You can become a member online in just a few minutes or visit one of our Lexington or Versailles branches. Membership is open to anyone who lives, works, worships, or studies in Central Kentucky. Learn more.
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How do I choose the right account for me?
Our team is here to help you find the perfect fit. Whether you’re looking for everyday checking, a high-yield savings account, or both, we’ll walk you through your options and make the process simple.
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What happens after I open my account?
Once your account is active, you’ll enjoy better rates, fewer fees, and ongoing support from real local people who care about your success.
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Can I manage my account online or on my phone?
Yes! GTKY offers full-service online and mobile banking with secure access to your balances, transfers, mobile deposits, bill pay, and more — available 24/7 from anywhere.
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Are there fees to open or maintain my account?
Most GTKY checking and savings accounts come with no monthly fees or minimum balance requirements. We believe in transparency — no surprises, just better banking.
