Rates

Transparent. Competitive.

Our rates are designed to help you keep more of what you earn and pay less when you borrow.

Local Rates, Local Service

At GTKY, we’re owned by our members, not shareholders. That means our profits go back to you in the form of lower loan rates and higher returns on your savings. Every rate is local & fair.

Explore Our Rates

At Greater Kentucky Credit Union, we keep things simple, transparent, and fair. Because we’re a not-for-profit credit union, our earnings go back to you—our members—through lower loan rates, higher savings returns, and fewer fees.

Whether you’re financing your next car, purchasing a home, or growing your savings, our competitive rates are designed to help you make the most of your money.

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Looking for a loan?

At GTKY, all lending decisions are made locally—by people who understand your goals and your community. You’ll enjoy competitive rates, flexible terms, and guidance from our friendly loan specialists every step of the way.

Our most popular loan options include:

  • Auto Loans – New, used, or refinance options with great rates and quick approvals.
  • Home Loans & HELOCs – Financing built around your life, with flexible terms and local servicing.
  • Personal Loans – For unexpected expenses or planned projects, with no collateral required.
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