Convenient Ways to Make Your Payments
Ways to Pay
Pay your GTKY loan or credit card however it fits your life: online, on your phone, in person, or by mail. Because banking should make life easier, not harder.
Dependable, relationship-first service
Managing bills shouldn’t be confusing or time-consuming. That’s why we offer simple, secure ways to make payments — so you can spend less time worrying and more time doing what matters most.
Quick
Initiate payments swiftly with our user-friendly interface.
Flexible
Select from a variety of secure payment options.
Secure
Enter your PIN for added security.
Online Banking
Best for Regular Payments
- Make a one-time payment or set up automatic transfers directly from your GTKY account.
- Log in to Online Banking or the GTKY Mobile App
- Choose Transfers
- Schedule your one-time or recurring transfer
Tip: Online Banking is the easiest way to stay on top of your loan without missing a due date.
ACH
Automatic Payments
Never miss a payment again. Set up automatic monthly withdrawals from your external checking account.
Stop by your local branch, or Call Member Services at (859) 231-9300 to enroll
Once enrolled, your payments are made automatically — on time, every time.
It's simple, secure and convenient.
External Account Payment
Pay from another financial institution — fast and secure.
- Click “Pay from Another Account” below
- Use your debit card or checking account information
- Make a one-time or recurring payment
Note: A small processing fee may apply when paying from non-GTKY accounts.
Convenient Digital Payments
Greater Kentucky Credit Union offers a digital loan payment service, providing our members with a seamless and convenient way to manage their loan payments.
- Make Payments Anytime, Anywhere: Access your loan account and make payments on your schedule, whether you're at home, on the go, or anywhere in between.
- Enjoy Increased Flexibility: Set up automatic payments, one-time payments, or custom payment schedules to fit your financial needs.
- Monitor Your Loan Status: Easily view your loan details, payment history, and remaining balance to stay informed and in control of your finances.
Come & See Us
In-Branch, By Mail, or By Phone
Prefer to handle things in person or over the phone? We’re here for you. Visit or call any GTKY branch during business hours.
Call (859) 231-9300 during regular hours to make a payment by phone with a GTKY representative.
Mail your payment to:
Greater Kentucky Credit Union
Attention: Loan Payments
P.O. Box 14106
Lexington, KY 40512
Enjoy the convenience of big-bank tools, deposit checks, transfer funds, pay bills, and track your accounts, right from your phone. And because we’re local, real people are just a call or text away.
Your Bank,
In Your Pocket
How to Get Started
(859) 231-9300
Talk or text with a Team Member
memberservice@gtkycu.com
Email a Team Member
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How do I join Greater Kentucky Credit Union?
You can become a member online in just a few minutes or visit one of our Lexington or Versailles branches. Membership is open to anyone who lives, works, worships, or studies in Central Kentucky. Learn more.
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How do I choose the right account for me?
Our team is here to help you find the perfect fit. Whether you’re looking for everyday checking, a high-yield savings account, or both, we’ll walk you through your options and make the process simple.
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What happens after I open my account?
Once your account is active, you’ll enjoy better rates, fewer fees, and ongoing support from real local people who care about your success.
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Can I manage my account online or on my phone?
Yes! GTKY offers full-service online and mobile banking with secure access to your balances, transfers, mobile deposits, bill pay, and more — available 24/7 from anywhere.
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Are there fees to open or maintain my account?
Most GTKY checking and savings accounts come with no monthly fees or minimum balance requirements. We believe in transparency — no surprises, just better banking.
