Mobile Wallet

Pay the Greater Way 

With Greater Kentucky Credit Union’s Mobile Wallet, your debit cards go wherever you do, protected by advanced security and designed for everyday convenience.

Are you carrying cash and cards?

When you use your mobile wallet, you won't have to rummage for the right card. Your GTKY Debit Card will be at the ready, right from your mobile device. 

Mobile Wallet

Three Easy Steps to Get Started

  1. Add Your Card – Open your preferred mobile wallet app and follow the prompts to add your GTKY debit or credit card.
  2. Verify and Secure – Confirm your card through a one-time security code or quick call to GTKY.
  3. Tap & Go – Hold your phone or smartwatch near the terminal and pay in seconds.
Hand holding phone displaying a digital wallet with a credit card and

Why You’ll Love Mobile Wallet

Fast & Convenient

Pay with your phone or smartwatch at millions of stores — no card needed.

Safe & Secure

Your actual card number is never shared with merchants. Payments are tokenized and authenticated using fingerprint, Face ID, or device passcode.

Accepted Everywhere You Shop

Use Mobile Wallet anywhere you see the Apple Pay, Google Pay, or Samsung Pay symbols — in-store, online, or in apps.

Backed by GTKY

If there’s ever an issue, you’ll have real local support — not a call-center maze.

Person using a smartphone to make a payment at a point-of-sale terminal; the screen shows payment options.

How to Get Started

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(859) 231-9300
Talk or text with a Team Member

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memberservice@gtkycu.com
Email a Team Member

  • How do I join Greater Kentucky Credit Union?

    You can become a member online in just a few minutes or visit one of our Lexington or Versailles branches. Membership is open to anyone who lives, works, worships, or studies in Central Kentucky. Learn more.

  • How do I choose the right account for me?

    Our team is here to help you find the perfect fit. Whether you’re looking for everyday checking, a high-yield savings account, or both, we’ll walk you through your options and make the process simple.

  • What happens after I open my account?

    Once your account is active, you’ll enjoy better rates, fewer fees, and ongoing support from real local people who care about your success.

  • Can I manage my account online or on my phone?

    Yes! GTKY offers full-service online and mobile banking with secure access to your balances, transfers, mobile deposits, bill pay, and more — available 24/7 from anywhere.

  • Are there fees to open or maintain my account?

    Most GTKY checking and savings accounts come with no monthly fees or minimum balance requirements. We believe in transparency — no surprises, just better banking.