It's That Time Of Year! Holiday Loans Are Now Available!
It's hard to believe that the sunshine and warm days are almost behind us, but that just mean's it's almost time for sweaters, snow, and pumpkin flavored everything! Before you know it, the holidays will be here! Have you started making your lists and checking them twice? Do you know who has been naughty or nice? Then you're almost ready to shop!
Holiday shopping can be a real blast, but can also be a real hit to the budget. Luckily, you don't have to worry about using all your hard earned savings this year! You can click here to jump right into a Holiday Loan application. It's really that easy!
Turn Your Dream Home into a Reality!
It's Spring project season and I'm sure we all have a few that have been on our minds lately! Luckily, you don't have to hold off on turning your dream home into a reality with our new, 20 year Home Equity Line of Credit!
It's the "Draw it when you need it" loan. Now that's a great deal!
*Annual Percentage Rate (APR) is a variable rate. As of March 22 2018, rates as low as 4.25%. The variable interest rate will be equal to Prime, as published in the Wall Street Journal 10 days prior to any rate adjustment, plus/minus a margin. The APR can vary after the account is open. Rate cannot increase/decrease more than 2.0% in any one year. The APR cannot increase more than 8.0% above the initial rate and cannot go below 4.0% at any time during the term of the loan. Maximum Loan to Value is 80%. There is a 10 year advance period with a 10 year repayment period for a total term of 20 years. Payment example, if you made only the minimum monthly payment and took no other credit advances it would take 19 years and 11 months to pay off a credit advance of $10,000 at an APR of 5.5%, with 239 payments of $69.00. Minimum draw amount is $300. Minimum loan amount is $5,000. Closing cost range from $0 to $700. Insurance is required and not included in the closing costs. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Must be a credit union member with a $10 par value. Consult a tax advisor regarding deductibility of interest.
Refinance Your Auto Loan and get up to $250 Cash Back!
Did you know that you can save money by refinancing your auto loan with Greater Kentucky Credit Union? Refinance your auto loan today and you can earn 1% cash back, up to $250!
This offer ends on April 30, 2018, so act fast before it's over!
*1% cash back rebate offer valid with refinancing a vehicle loan held at another financial institution to Greater Kentucky Credit Union. Rebate will be 1% of the total amount financed. Maximum cash back rebate is $250 per vehicle loan refinanced. Minimum loan amount is $7,500. Existing Greater Kentucky Credit Union loans are not eligible for this refinance promotion. Rebate will be deposited into member’s GTKY savings account within 15 business days after first payment is made. Vehicle loan must be in good standing in order to be eligible for cash back deposit to be made. Offer may end at any time and subject to change. Loans subject to approval. Rates, terms and conditions are subject to change and vary based on credit worthiness, collateral conditions, and qualifications. Member is responsible for applicable taxes. Offer ends June 30, 2018.
Refinance Your Mortgage, Earn $100!
Are you financing your home with another institution? Bring your loan to Greater Kentucky Credit Union and we may be able to save you money, lower your interest rate, or lower your monthly payment!
On top of that, you'll earn $100 when you bring your mortgage to us!
*Refinance a current home loan financed with a lender other than Greater Kentucky Credit Union to be eligible to receive $100 Cash Back. Does not apply toward existing Greater Kentucky Credit Union loans. The minimum loan amount is $7,500 to qualify for cash back. Member is responsible for any fees associated with transferring of title. Limited to one $100 Cash Back per loan refinanced. The $100 will be credited within 15 business days after first months loan payment has been paid. Ask a Member Service Representative about options available for this credit. Offer may end at any time and subject to change. Loans subject to approval. Rates, terms and conditions are subject to change and vary based on credit worthiness, collateral conditions, and qualifications. Member is responsible for applicable taxes.
Greater Kentucky Credit Union is an equal opportunity lender.
We've Raised Our Rates on Jumbo Certificates!
It has always been easy to save more at Greater Kentucky Credit Union and now it's even easier! Make your savings work for you today!
Come In or Call Us Today to Open a Jumbo Certificate!
Want to Apply Online? Click Here!
**APY = Annual Percentage Yield. Rates are accurate as of May 1, 2017. $50,000 minimum balance to earn APY. Fees may reduce earnings. A penalty may be imposed for early withdrawal.