CU 24/7 Online Banking

Rates

Savings/Checking Certificate/IRA Mortgage

 Deposit Account Rates
Savings/Checking (as of August 1, 2014) Dividend Term Dividends Compounded Minimum Opening Deposit Minimum Balance Requirement Minimum Balance to Earn Dividends Dividend Rate APY*
Business Savings Quarterly Quarterly $1,000 $10 $50 0.15 0.15
Regular Savings Quarterly Quarterly $10 $10 $50 0.15 0.15
Teen Savings Quarterly Quarterly $10 $10 $50 0.15 0.15
Student Savings Quarterly Quarterly $10 $10 $50 0.15 0.15
Christmas Club Quarterly Quarterly  $10 $10 $10 0.15 0.15
Vacation Club Quarterly  Quarterly $10 $10 $10 0.15 0.15
Business Checking N/A  N/A $1,000 $1  N/A  N/A  N/A
Classic Checking  N/A  N/A $10 $1  N/A  N/A  N/A
Teen Checking Monthly Monthly $10 $1 $50 0.15 0.15
Student Checking Monthly Monthly $10 $1 $50 0.15 0.15
Money Market Checking  Monthly Monthly $2,500 $1 $2,500 0.15 0.15
Platinum Checking Monthly Monthly $10 $1 $2,500 0.15 0.15
Performance Checking  N/A N/A $10 $1  N/A  N/A  N/A
Performance Checking  Monthly Monthly $10 $1 $500 0.15 0.15
Money Market Investment  Monthly Monthly $2,500 $1 $2,500 0.10 0.10
Money Market Investment   Monthly Monthly $2,500 $1 $10,000 0.10 0.10
Money Market Investment    Monthly Monthly $2,500 $1 $25,000 0.15 0.15
Money Market Investment    Monthly Monthly $2,500 $1 $50,000 0.40 0.40
* APY = Annual Percentage Yield; All rates are subject to change without notice.  Fees could reduce earnings.   Fees: Refer to Fee Schedule.  Limitations : Refer to Membership & Account Agreement.  Checking: Monthly service will occur on the charge if credit score is 599 or below with less than $250 balance throughout the month or if the account does not have direct deposit otherwise a $10.00 monthly fee applies.   If you elect to receive paper statements a $1.00 monthly fee applies. 

 

 Certificate and IRA Rates
Certificates & IRAs (as of August 1, 2014) Dividend Term Dividends Compounded Minimum Opening Deposit Minimum Balance Requirement Minimum Balance to Earn Dividends Dividend Rate APY*
IRA Passbook Quarterly Quarterly $25 $25  $25 0.15 0.15
90-Day Super Saver Quarterly Quarterly $500 $500 $500 0.10 0.10
90-Day Super Saver IRA Quarterly Quarterly  $500 $500 $500  0.10 0.10
6 Month Certificate Maturity At Maturity $1,000 $1,000 $1,000 0.20 0.20
6 Month IRA Maturity At Maturity $1,000 $1,000 $1,000 0.20 0.20
1 Year Certificate Quarterly Quarterly $1,000 $1,000 $1,000 1.00 1.00
1 Year IRA Quarterly Quarterly $1,000 $1,000 $1,000 1.00 1.00
2 Year Certificate Quarterly Quarterly $1,000 $1,000 $1,000  1.24 1.25
2 Year IRA Quarterly Quarterly $1,000 $1,000 $1,000 1.24 1.25
3 Year Certificate Quarterly Quarterly $1,000 $1,000 $1,000 1.29 1.30
3 Year IRA Quarterly Quarterly $1,000 $1,000 $1,000 1.29 1.30
5 Year Certificate Quarterly Quarterly $1,000 $1,000 $1,000 1.49 1.50
5 Year IRA Quarterly Quarterly $1,000 $1,000 $1,000 1.49 1.50
* APY = Annual Percentage Yield; All rates are subject to change without notice.  NOTE: Accounts closed before the end of the dividend period will not receive accrued dividends.  Fees could reduce earnings.   Fees: Refer to Fee Schedule. Limitations: Refer to Membership & Account Agreement.  Note on IRAs: Traditional and Roth accounts are available for any product or term listed above.  "Flex" rates are available only on 2 year terms .  A flex rate allows you to increase the rate once a year {see details in secret #4 on IRA info page ].  Coverdell Savings accounts are not available for 1 or 3 year terms. 

 

 Mortgage Rates      
Mortgage Type (as of August 04, 2014) Term APR*
Conventional     10 & 15 Year Fixed      3.000
Conventional 30 Year Fixed 3.875
Adjustable 1 Year Call 859-231-9300 for current rates
Adjustable 3 Years Call 859-231-9300 for current rates
Adjustable 5 Years Call 859-231-9300 for current rates
Adjustable 7 Years Call 859-231-9300 for current rates
Balloon 7 Years Call 859-231-9300 for current rates
*APR= Annual Percentage Rate. Some restrictions apply. The rate and term may vary depending on each individual's credit history and underwriting factors. All Credit Union loans programs, rates, terms and conditions are subject to change at any time without notice.  For our low rates on Home Equity Lines of Credit, Auto Loans, Recreational Loans, and Personal Loans,contact any of our locations .

Wanna know about our promotions and offers?

Sign up for email marketing and we'll send you an email every time we run a new promotion or have an offer .

Login

Please login using your credentials recived by email when you register.


Forgot your password? |  Forgot your username?

×

Register now


I'm a small Introtext for the Register Module, I can be set in the Backend of the Joomla WS-Register Module.



  or   Login
×