Student Savings and Student Checking Accounts
It can be a challenge to manage expenses on a limited budget, especially if it's the first time you've had to do it on your own. We have designed our Student Savings and Student Checking Accounts to fit the specific needs of young adults. At Greater Kentucky Credit Union we value our young adults and think it is important to inform you of the many low-cost benefits that are available to you.
A Student Savings Account (18 thru 21 years of age) is a great way to begin your financial independence and help build your financial future.
$10.00 Minimum to open
No Monthly Service Fees
Earns Quarterly Dividends on balances greater than $50.00
FREE CU 24/7 Online Access
FREE CALL-24 Access
FREE 24-hour ATM Access at thousands of Alliance One Networks
Kasasa Tunes® Checking
A free checking that gives you monthly digital downloads
Earn up to $10 in refunds for iTunes®, Amazon®, and Google Play™.
$20 additional bonus just for signing up
Refunds on ATM fees, nationwide (up to $10 monthly)*
No minimum balance to earn rewards
No monthly service fees
FREE Instant Issue MasterCard® Debit Card
FREE Online & Mobile Banking
FREE Bill Pay*
FREE CALL-24 Telephone Banking
Unlimited Check/Debit Card Transactions
FREE ATM Transactions at Alliance One Networks
$10.00 Minimum To Open
Courtesy Pay* Overdraft Protection
Link to Kasasa Saver ® to build savings automatically
Useful LinksCourtesy Pay Overdraft Protection Story
Debit Card Opt-in/Out Form
MasterCard ID Theft Alerts
ShopAmerica Rewards Program
Set up Instructions for Rewards Program
Click Here For Terms and Conditions
Qualifying Is Easy
Kasasa Tunes® lives in harmony with the way you like to pay. Qualify just by taking advantage of features designed to save you time and money. Do the following transactions and activities each Monthly Qualification Cycle to download more of the tunes you love:
Have at least 12 Debit Card purchases post and settle
Be enrolled and receive E-Statements
Be enrolled in and log into Online or Mobile Banking
That's it. Sign up, sign in and you're almost there. And if you don't meet all three, your account stays worry-free — with no penalty or fee. So you can get back in your groove the very next qualification cycle!
*Some restrictions apply. Refer to Disclosure and Fee Schedule for details. E-Statements are required with Free Bill Pay.
Kasasa Tunes: Sign Up Bonus: When you open and fund your Kasasa Tunes checking account, you will be refunded up to an aggregate total of $20.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Greater Kentucky Credit Union debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the statement cycle. Any portion of the Sign Up Bonus that is not used within 60 calendar days after your account is opened will be forfeited. A $10.00 minimum balance is required to obtain this bonus. Thereafter, you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Greater Kentucky Credit Union debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. ATM Fee Refunds: you will receive reimbursements up to $10 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Payment of Rewards and ATM Fee Refunds: Rewards and ATM fee reimbursements will be credited to your Kasasa Tunes account on the first business day of the following statement cycle. Rewards are variable and may change after account is opened.
MONTHLY QUALIFICATION INFORMATION: “Monthly Qualification Cycle” means a period beginning on the first calendar day of the current statement cycle through the last calendar day of the current statement cycle. To qualify for Kasasa rewards for a monthly qualification cycle, you must complete the following in that cycle period: 1.) have at least 12 debit card purchases; 2.) receive E-statements; and, 3.) be enrolled and access Online Banking. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following debit card activities do not count toward earning account rewards: ATM-processed transactions; transfers between accounts; debit card purchases processed by merchants and received by Greater Kentucky Credit Union as ATM transactions; and, purchases made with non-Greater Kentucky Credit Union issued debit cards.
ADDITIONAL INFORMATION/LIMITATIONS: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $10.00 minimum deposit is required to open the account. Limit one account per social security number. Contact a Greater Kentucky Credit Union member service representative for additional information. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google are not participants in or sponsors of this program.
Now you can pay for college the smart way with three great repayment options and competitive interest rates! The GTKY Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses. To learn more or to apply, please get started here.
The Smart Option Student Loan features and benefits:
- New interest rate type for Academic Year 2015-16. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
- Borrow up to 100% of school certified education costs (minimum $1,000)
- Multiple in-school repayment options available
- Borrower benefits available – like rewards and interest rate reductions
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy.
- 24/7 online account management
- No prepayment penalty.
To learn more or to apply, please get started here.
We are compensated for the referral of Smart Option Student Loan customers.