Regular Savings

With a $50 minimum deposit, your Regular Savings account establishes you as a lifetime member/owner of Greater Kentucky Credit Union and entitles you to take advantage of any of our accounts and services. Any balance of $50 or more, earns you competitive dividends based on the credit union's performance, which are often higher than interest paid elsewhere.

Limitations: Regulation D (Reg D), a regulation imposed by the Federal Reserve Board on all financial institutions, sets limits on the number of monthly transfers and withdrawals that can occur for a Savings or Money Market Savings (Investment) account. Members with Savings or Money Market Savings (Investment) accounts are limited by this federal regulation to making six (6) automatic withdrawals or transfers per account, per calendar month from any of these accounts. Credit union policy allows five (5) automatic withdrawals or transfers on the Regular Savings account, per calendar month before applying a fee of $5 for each one thereafter. We believe this helps in two ways -- it encourages members to save more; and it has proven to keep credit union expenses down, which in turn, provides a greater return to the members.

Member accounts are federally insured to at least $250,000.00 by the National Credit Union Administration, a U.S. Government agency.

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